About RTFP Financial Planners
RTFP Financial Planners are fully independent financial advisers and investment advisers with offices in Cirencester, serving clients across Gloucestershire, the Cotswolds including Winchcombe, and beyond. The firm's independence is central to their value proposition – as fully independent advisers, they can select solutions from across the entire UK market, ensuring recommendations are driven by client needs rather than restricted panels of providers or commission incentives. Many of RTFP's clients are based locally in Gloucestershire and the Cotswolds, allowing them to build deep relationships and truly understand the specific financial planning needs and opportunities facing residents of this region.
RTFP provides comprehensive financial planning and investment advice services covering pensions, investments, retirement planning, tax-efficient strategies, and protection. Their approach focuses on understanding each client's unique circumstances, goals, and concerns before making any recommendations, ensuring advice is genuinely bespoke rather than off-the-shelf solutions. The firm's Cirencester base provides convenient access for clients across the central and northern Cotswolds, including Winchcombe, Stow-on-the-Wold, Bourton-on-the-Water, and surrounding villages. As experienced local advisers, RTFP understand the particular financial planning considerations for Cotswolds residents, from property and land assets to business ownership in the region's tourism and agriculture sectors.
For residents of Winchcombe, Cirencester, and the surrounding Cotswolds seeking genuinely independent financial advisers with local knowledge, comprehensive service offerings, and a commitment to bespoke advice, RTFP Financial Planners represents a solid choice. Their fully independent status ensures they can access the entire UK market to find the most suitable solutions for each client, while their established Cotswolds presence demonstrates their commitment to serving the local community. Whether you're planning for retirement, consolidating pensions, building investment portfolios, or need comprehensive financial planning advice, RTFP provides professional, independent guidance rooted in deep understanding of local clients' needs.
Fee Structure
RTFP Financial Planners operates on a Fee-based basis.
For detailed information about typical financial advisor fees in the Cotswolds, including what you should expect to pay and how to avoid overpaying, read our comprehensive fee guide.
💡 Before Your First Meeting: Always verify FCA registration at register.fca.org.uk and request a clear written fee schedule. A reputable advisor will happily provide both. Read our guide to choosing a financial advisor for more tips.