About Unividual
Unividual is an established firm of Chartered Financial Planners with a distinguished 25-year history since their founding in 2000, serving clients across Bath, Bristol, and the wider South West including the Cotswolds. The firm has earned exceptional recognition, with advisers Simon Hicks and Simon Jones both named Top Rated Financial Advisers in the UK by VouchedFor as featured in The Times – an accolade underpinned by an impeccable combined track record of 150 reviews between them on VouchedFor, each earning consistent 5-star ratings. In 2023 alone, Unividual was nominated for 12 industry awards and won five trophies, demonstrating their consistent excellence and innovation in financial planning. They have also held the prestigious Pension Transfer Gold Standard since 2019, signifying specialist expertise in complex pension advice.
Unividual operates as an appointed representative of Quilter Financial Limited, which is authorised and regulated by the Financial Conduct Authority, providing clients with the security of robust FCA oversight while maintaining a client-focused, personal service. The firm's approach emphasises understanding clients' personal circumstances, goals, and concerns, then translating these into clear, actionable financial strategies. Client testimonials consistently praise the team's friendly, transparent approach and ability to provide confidence even to those new to financial advice. One client noted: "Me and my partner hadn't used a financial advisor before so we were a little unsure initially but Simon was friendly, clear and transparent throughout the whole process."
The firm offers comprehensive services including financial planning, investment management, pension advice including complex pension transfers, and protection insurance. Their Bath office in the elegant Edgar Buildings on George Street provides a prestigious, accessible location for clients across the city and surrounding region. Unividual's combination of Chartered status, award-winning advisers featured in national media, 25 years of established presence, and specialist accreditations like the Pension Transfer Gold Standard creates a compelling proposition. For Bath and Cotswolds residents seeking a Chartered firm with proven expertise, particularly for those facing complex pension transfer decisions or wanting to work with nationally-recognised, award-winning advisers, Unividual represents an outstanding choice with one of the strongest track records in the region.
Fee Structure
Unividual operates on a Fee-only basis. This means you pay a clear, upfront fee for advice with no hidden commissions from product providers.
For detailed information about typical financial advisor fees in the Cotswolds, including what you should expect to pay and how to avoid overpaying, read our comprehensive fee guide.
💡 Before Your First Meeting: Always verify FCA registration at register.fca.org.uk and request a clear written fee schedule. A reputable advisor will happily provide both. Read our guide to choosing a financial advisor for more tips.