Top 10 Best Financial Advisors in Cirencester

FCA-registered independent financial advisors ranked by qualifications, expertise, and client service

Updated November 2025

Cirencester, known as the "Capital of the Cotswolds," is a hub for rural wealth and business. The town's financial planning landscape is unique, blending traditional retirement planning with specialized advice for agricultural businesses, landed estates, and local entrepreneurs.

This independent ranking highlights the top financial advisors in Cirencester who understand these local needs. We've evaluated firms based on their FCA registration, Chartered status, and expertise in areas like inheritance tax planning, farm business tenancies, and pension consolidation.

How we rank advisors:
  • FCA registration & Independence (Whole of Market)
  • Professional qualifications (Chartered Financial Planner, CFP®)
  • Specialisms (Agricultural wealth, IHT planning, Small Business)
  • Clear, fixed-fee or tiered pricing structures
  • Local reputation in Cirencester and the Cotswolds
#1
⭐ Top 1

Proposito Financial Planning

Chartered Financial PlannerFCA RegisteredFee-only

The Corn Hall, Market Place, Cirencester, GL7 2NY

SERVICES:
Retirement PlanningInvestment ManagementPension AdviceWealth Management
Why they made our top 10:

Deep understanding of rural and agricultural financial planning. Trusted by Cirencester families for generations.

#2
⭐ Top 2

Abode Financial Planning

Chartered Financial PlannerFCA RegisteredFee-only

Station House, Tetbury Road, Cirencester, GL7 1US

SERVICES:
Investment PlanningRetirement PlanningTax PlanningEstate Planning
Why they made our top 10:

Excellent track record in pension planning and wealth preservation. Known for clear, jargon-free advice.

#3
⭐ Top 3

Blueprint Financial Solutions

FCA AuthorisedFCA RegisteredFee-based

6-7 Market Place, Tetbury, GL8 8DB

SERVICES:
Retirement PlanningWealth ManagementMortgagesInvestment AdviceBusiness Protection+1 more
Why they made our top 10:

Highly qualified team specializing in inheritance tax mitigation for Cotswolds property owners.

#4

Cotswold Wealth

Chartered Financial PlannersFCA RegisteredFee-based

Eight Bells House, 14 Church Street, Tetbury, GL8 8JG

SERVICES:
Wealth ManagementRetirement SolutionsInvestment PlanningInheritance Tax Planning
Why they made our top 10:

Reliable local experts providing tailored Wealth Management services.

#5

Peter Harding Wealth Management

Financial AdviserFCA RegisteredFee-based

Malmesbury area (specific address via contact)

SERVICES:
Wealth ManagementFinancial PlanningInvestment AdviceRetirement Planning
Why they made our top 10:

Reliable local experts providing tailored Wealth Management services.

#6

Footner Wealth Management

Chartered Financial PlannerFCA RegisteredFee-based

Serves Malmesbury area

SERVICES:
Financial PlanningWealth ManagementRetirement PlanningInvestment Advice
Why they made our top 10:

Reliable local experts providing tailored Financial Planning services.

Choosing a Financial Advisor in Cirencester

Local expertise matters in Cirencester. When selecting an advisor, consider:

  • Agricultural Knowledge: If you own land or farm assets, ensure your advisor works with agricultural accountants and understands rural property reliefs.
  • Inheritance Tax (IHT): With high property values in the Cotswolds, IHT planning is a critical service. Look for advisors with STEP qualifications or estate planning expertise.
  • Business Owner Advice: Many Cirencester residents are entrepreneurs. Find an advisor who can integrate your business and personal financial goals.
  • Local Presence: Regular face-to-face meetings in Cirencester can help build a long-term, trusted relationship.

We recommend meeting with at least three independent advisors to find the best fit for your financial goals.

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Disclaimer: This is a directory service. We do not provide financial advice. Rankings are based on publicly available information. Always verify FCA registration at register.fca.org.uk.