Fee-Only Financial Advisors Guide

Transparent, conflict-free advice for your financial future

100%Unbiased
0%Commission

Why Choose a Fee-Only Advisor?

The financial advice industry is shifting towards transparency. "Fee-only" means the advisor works 100% for you. They don't sell products to earn a commission; they sell their expertise to help you reach your goals.

This aligns their incentives with yours. If they recommend an investment, it's because they believe it's the best option for you, not because it pays them the highest kickback.

Fee Structures Explained

Hourly Rate

Best for: Specific questions, second opinions, or DIY investors.

Cost: £150 - £350 per hour.

Fixed Project Fee

Best for: Comprehensive financial plans, retirement roadmaps, or specific life events.

Cost: £1,500 - £5,000 per plan.

Assets Under Management (AUM)

Best for: Ongoing investment management and wealth oversight.

Cost: 0.5% - 1.0% of portfolio value annually.

Find Fee-Based Advisors in the Cotswolds

Browse local advisors who offer transparent fee structures.

Featured
Chartered Financial Planner✓ FCA Registered

Cirencester

01285 372 382

Fee-only

Retirement PlanningInvestment ManagementPension AdviceWealth Management
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Directory Enquiries Only • No Advice Given

Chartered Financial Planner✓ FCA Registered

Cirencester

01285 702 340

Fee-only

Investment PlanningRetirement PlanningTax PlanningEstate Planning
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Directory Enquiries Only • No Advice Given

Chartered Financial Planner✓ FCA Registered

Gloucester

01452 260 840

Fee-only

Personal Financial PlanningWealth ManagementMortgage AdviceEquity Release+2 more
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Directory Enquiries Only • No Advice Given

Chartered Financial Planners✓ FCA Registered

Gloucester

07387 788924

Fee-only

PensionsInvestmentsInheritance Tax PlanningLong-Term Care Planning+2 more
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Directory Enquiries Only • No Advice Given

Equity Release Specialists✓ FCA Registered

Gloucester

08000 469776

Fee-based

Equity ReleaseRetirement PlanningLater Life Lending
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Directory Enquiries Only • No Advice Given

Chartered Financial Planner✓ FCA Registered

Gloucester

Contact via website

Fee-based

Financial PlanningPension AdviceInvestment ManagementRetirement Planning
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Directory Enquiries Only • No Advice Given